Director - Digital Product Management

Reporting to the Vice President, Value Delivery Product, the Director, Acquirer APIs & Services will lead product strategy and execution for a portfolio of acquiring capabilities spanning merchant onboarding and maintenance, disputes, reconciliation and more.

This role sits within the broader Acquirer Value Delivery . The Director will own the products and capabilities themselves - what they do, how they work, how they evolve, and how they create value - while partnering with Value Delivery on investment, value narrative, go-to-market readiness, and adoption.

This is a product leadership role. The leader must be able to move fluidly from customer problems and commercial opportunities to API behavior, data models, service workflows, and architecture tradeoffs. They will work directly with Technology and Product Delivery to shape solutions, challenge constraints, and ensure that new and existing APIs are coherent, scalable, secure, and practical for external partners.

The Director will set the target state and multi-year roadmap for the portfolio, modernize existing services, develop new API and data capabilities, and translate those capabilities into measurable customer, operational, and commercial outcomes.

• Experience: Preferred 6+ years of product management or technical product leadership experience, including ownership of APIs, data products, platforms, or other complex B2B services used by external customers or partners.
• Technical fluency: Deep understanding of modern API and service architectures, including REST, event-driven models, webhooks, asynchronous processing, data contracts, security, performance, observability, versioning, and backward compatibility. Able to read and challenge detailed technical artifacts.
• Product judgment and solutioning: Demonstrated ability to move from an ambiguous customer or business problem to a coherent target-state product and technical solution, while making pragmatic delivery tradeoffs.
• Customer and commercial mindset: Proven ability to build technically complex products around real customer workflows and connect product decisions to adoption, revenue, operational efficiency, and measurable business value.
• Relationship leadership: Exceptional ability to earn trust, influence without authority, navigate a complex matrix, and create productive partnerships across Product, Technology, Architecture, Risk, Operations, and Commercial teams.
• High-bar execution: Track record of delivering durable products in demanding environments, with strong ownership, attention to detail, intellectual curiosity, and a bias toward action and measurable outcomes.
• Strategic thought leadership: Ability to connect market and technology shifts to a clear product strategy and translate that strategy into an executable roadmap.
• Transformational spirit: Proven ability to modernize legacy capabilities, lead complex cross-functional change, and improve how product and technology teams work together from strategy through execution.
• Executive communication: Outstanding communicator who can make complex product and technical topics clear, concise, and decision-oriented for audiences ranging from engineers to senior executives.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.

For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture.

Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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